Too often we enjoy the comfort of opinion without the discomfort of thought. Απολαμβάνουμε δυσανάλογα την ευκολία της άποψης χωρίς τη δυσκολία της σκέψης. ~ John F. Kennedy
12 Real Estate Investing Calculations You Need to Know Net Operating Income (NOI) NOI = Operating Income – Operating Expenses Net Operating Income (NOI) is the income left after accounting for your operating expenses and BEFORE debt service. Net operating income is one of the most important numbers you should know, because it’s also used in so many other calculations (such as cap rate, debt coverage ratio, etc.) NOI take into account your gross income, vacancy loss, and operating expenses such as maintenance, repairs, taxes, insurance, and property management. Basically all expenses except for the principal and interest on your mortgage payment and capital expenses. NOI is what you have left at the end of the day to pay your lender – and therefore your lender finds this number extremely interesting. Net Operating Income Example: Let’s say you have a property that rents for $1,500 per month and we assume…
kelly_boesch_ai_art Sometimes the most powerful thing you can do is refuse to change your ink to fit someone else’s page. These lyrics are about finding the grace in the strange. Stay liquid in a world made of stone. It’s called ‘Quiet Rebellion’. The visuals were made using Midjourney and animated using VEO3. Lyrics written by me, Kelly Boesch. Music created under my creative direction with assistance from Suno. https://www.instagram.com/kelly_boesch_ai_art/ #ai #aiart #aivideo #music #surreal
kelly_boesch_ai_art Kelly Boesch Some fashion today. Color block, patchwork, big shoulders and beautiful blouses. I’ve used this style before a few times cuz I just love it. So good on the eyes. Images made using #Midjourney and animated with #VEO3, except the last few that I used @higgsfield.ai as VEO got overloaded and stopped working. I’m so impressed with the VEO3 animations. The quality is amazing. Song made using @sunomusic https://www.instagram.com/p/DQJ13CCkdcW/ #privatefashionfactory #style #fashion #mindstormGR
Analytical Tools for Competitive Advantage Purpose of this post This guide introduces readers to key analytical tools that help organizations understand their environment, make strategic decisions, and build sustainable competitive advantage. By the end of this post, readers should be able to: Understand what competitive advantage is Use major analytical tools correctly Apply tools to real business examples Compare insights from different tools 1. Introduction to Competitive Advantage What is Competitive Advantage? Competitive advantage exists when a firm: Delivers greater value to customers than competitors, or Produces similar value at a lower cost, or Does both Key Characteristics Difficult to imitate Valuable to customers Sustainable over time Sources of Competitive Advantage Cost leadership Differentiation Focus / niche strategies Innovation Brand strength Operational efficiency Example: Amazon → cost efficiency + logistics Apple → differentiation through design and ecosystem 2. PESTLE Analysis – Macro‑Environment What is PESTLE? A tool to…
When words become unclear, I shall focus with photographs. When images become inadequate, I shall be content with silence. Όταν οι λέξεις αρχίσουν να μην βγάζουν νόημα, θα εστιάσω στη φωτογραφία. Όταν η φωτογραφία θα γίνει και αυτή “θολή”, θα είμαι ευχαριστημένος με τη σιωπή. ~ Ansel Adams #mindstormGR #words #photographs #silence
Pan Within/Because the Night – The Waterboys Live at Glastonbury 1986 https://www.youtube.com/watch?v=LRVOWAy3qrU&list=RDSVQz6xGCTKM&index=48 Depeche Mode – Enjoy The Silence (Live in Berlin) https://www.youtube.com/watch?v=-_3dc6X-Iwo&list=RDSVQz6xGCTKM&index=29 Tom Odell – Another love – Live at Pukkelpop 2023 https://www.youtube.com/watch?v=1zEIuTPho34&list=RD1zEIuTPho34&start_radio=1 Lewis Capaldi – Someone You Loved (Glastonbury 2025) https://www.youtube.com/watch?v=_J6_xSwm-uU&list=RDSVQz6xGCTKM&index=32 John Legend with Lindsey Stirling: “All of Me” | The Kennedy Center https://www.youtube.com/watch?v=pNyzWagLcJE&list=RDSVQz6xGCTKM&index=10 HAEVN & néomí – We Are (Live in Tivoli) https://www.youtube.com/watch?v=zQDLFmd2AOE&list=RDSVQz6xGCTKM&index=13